About

Hi, I'm Edwin.
I help people build wealth
through real estate.

I'm a Mortgage Advisor at Homespire Home Loans. My work is helping people generate wealth through real estate — that's the heart of it. When we work together, you get me directly, not a call-center hand-off. That's the whole point.

— Edwin Oquendo
Mortgage Advisor 14+ Years
Edwin Oquendo, Mortgage Advisor at Homespire Home Loans
Verified · NMLS #931021
Credentials · By the numbers
14+
Years in mortgage
21
States licensed
285+
5-star reviews
4.95
Avg. rating
Backed by the strength of

A national mortgage lender with in-house underwriting, 21-state licensing footprint, and the operational muscle to close on time — every time.

My story

Why I do this work.

I got into mortgage lending because I watched my parents navigate the home-buying process with a lender who treated them like a file number instead of a family. They ended up in a loan that wasn't right for them, and it cost them for years. I remember thinking: there has to be a better way to do this.

Over the last decade-plus, I've made it my job to be that better way. That means answering your call at 8 PM when you're stressed about an inspection. It means walking you through amortization on a napkin at a coffee shop if that's what it takes for it to click. It means telling you when a refi doesn't make sense, even though I'd get paid if you did it anyway.

"You're not a file to me. You're a family making one of the biggest decisions of your life. I'll treat it that way — every single time."

Today I'm a Mortgage Advisor at Homespire Home Loans. My work is helping people generate wealth through real estate — that's the heart of what I do. Alongside my own clients, I also get real joy from offering my expertise to other loan officers on our team, whether that's structuring a complicated deal or just being someone they can lean on. I don't run a team. I support one. That's the role I actually want, and it's the one where I do my best work.

Homespire gives me the backing of a national lender — in-house underwriting, 21-state licensing, and the operational muscle to close on time. I give you the personal advocacy of someone who's been doing this long enough to know where the shortcuts are, and honest enough to tell you when there aren't any.

That's the whole pitch. If it sounds like the kind of advisor you want in your corner, let's talk.

What I promise

Three things I always do.

Value 01

Translate, don't lecture

Debt-to-income ratio. LTV. PMI. Escrow. If you don't already know what these mean, that's my job to explain — in words that actually stick. No jargon walls, no condescension.

Value 02

Give you the honest math

I'll show you the numbers even when they don't help me. A refi that doesn't break even for eight years? I'll tell you. A cheaper program you didn't know existed? I'll flag it — even if it means a smaller commission for me.

Value 03

Close on time, every time

Homespire's in-house underwriting team is what makes this possible. Most of my files close in 21-30 days, and if we hit a delay, you'll hear about it from me before you hear about it from anyone else.

Where I lend

Licensed in 21 states and DC — and counting.

Wherever you're buying — from Florida beaches to Nevada high desert to a farmhouse in Kentucky — chances are I can help. If you don't see your state, ask anyway. Homespire adds new states regularly and I may be able to point you to a colleague who can help in the meantime.

Alabama
Arkansas
California — DFPI
Connecticut
Delaware
District of Columbia
Florida
Georgia
Kentucky
Maine
Maryland
Massachusetts
Missouri
Nevada
North Carolina
Ohio
Oklahoma
Pennsylvania
Tennessee
Texas — SML
Virginia
West Virginia

Ready to talk about your mortgage?

Fifteen minutes. Zero pressure. No credit pull for the first conversation. You'll leave with clarity — even if we decide not to work together.