Pre-Approval · Step 1 of 2

Let's talk numbers.

Two quick steps. I'll personally review it and reach out within two business hours with a real conversation — not a form-letter follow-up.

1
Step 1About you
2
Step 2Your goals
Who's applying
Please enter your first name.
Please enter your last name.
Please enter a valid email address.
Please enter a 10-digit phone number.
What are you looking to do
Buy a home
Primary, second home, or investment. Pre-approval usually same-day.
Refinance / cash-out
Rate-and-term or tap equity. I'll show you the real break-even math first.
Please tell me what you're looking to do.
ASAP · under 30 days
1–3 months
3–6 months
6+ months / just exploring
Pick a timeline (rough is fine).
By continuing you agree to my privacy policy. Your consent is not a condition of any loan application.
The property
$
Rough estimate is fine — we'll dial it in.
$
Or 10% of price — whichever's easier.
Homespire is licensed in 21 states + DC.
Your financial snapshot
Excellent · 740+
Good · 700–739
Fair · 660–699
Rebuilding · 620–659
Under 620
Not sure
Self-reported. No credit pull happens until you say so.
W-2 employee
Self-employed
1099 / contractor
Retired
Other
Consent · TCPA required
I'll personally review this and text you within 2 business hours.

Got it, friend. Talk soon.

Your application is with me now. Not a call center, not a lead-buyer, not an automated queue — me.

What happens next
  1. I'll text you within 2 business hoursToday
    A short intro so you have my number. No pitch.
  2. 15-minute call — casual, zero pressureWithin 24 hrs
    We cover your goals and what you actually qualify for.
  3. Pre-approval letter — same day in most casesAfter the call
    Full underwriting up front so your offer is as strong as a cash buyer's.
Book my 15-min call now → Or call me: 863-695-2265
Prefer to text? Reply to the confirmation text you're about to receive and I'll take it from there.
This is not a commitment to lend. All loans subject to credit approval and underwriting guidelines. Rates and terms subject to change without notice. Programs may not be available in all states. Homespire, Inc., dba Homespire Home Loans · NMLS #183215 · Edwin Oquendo NMLS #931021.